Ryan R. Brady Department of Economics US Naval Academy 589 McNair Rd Annapolis, MD 21402 410-293-6883 rbrady@usna.edu Curriculum Vitae

Education The University of California, Davis, PhD (2005), Economics. The University of California, Davis, M.A. (2001), Economics Western Washington University, B.A. (1999), Economics. Research and Teaching Interests Monetary Economics, Credit and Financial Markets, Consumption, Applied Econometrics	Completed Papers “Consumer Credit, Liquidity and the Transmission Mechanism of Monetary Policy” Economic Inquiry, Forthcoming, accepted for publication, October 2009. “Measuring the diffusion of housing prices across space and over time” Journal of Applied Econometrics, Forthcoming, accepted for publication, May 2009. 2008 Version can be found here. This is much-improved version over the 2007 working paper. Older (rough) Version under a different title: “Measuring the persistence of spatial autocorrelation: How long does the spatial connection between housing markets last?” (2007 Working Paper) Data Files Contains excel files of “raw” data and text files and programs used with Gauss to sort and transform the data. “Competing Explanations of U.S. Defense Industry Consolidation in the 1990s and Their Policy Implications” (with Victoria Greenfield) Contemporary Economic Policy, Forthcoming, accepted for publication, July 2009. Click here for the abstract. “Structural Breaks and Consumer Credit: Is Consumption Smoothing finally a Reality?” Journal of Macroeconomics, 30 (2008), 1246-1268. “Financial Frictions and Monetary Transmission” (with Uluc Aysun and Adam Honig) (in submission) Working paper “Credit Card Liquidity” (in submission) Abstract
	Working Papers
	“Identifying asset price bubbles with the permanent income hypothesis: An empirical investigation.” (with Derek Stimel) (2009 working paper) “Credit Unions and Consumer Lending” (2009 working paper) “The Diffusion of Housing Prices: Should the Fed Respond?” (2008 Working Paper)