Employee Benefits

Contact Information

Information Available 

• Access GRB Platform
• General benefits information
• Retirement application
• Designation of Beneficiary Forms

You may elect changes to your benefits by phone, email, OR GRB platform (https://civbenefits.dc3n.navy.mil/).

To access the website, you will FIRST have to use Cisco Secure Client and select "DREN VPN." You must do this on a government computer with your CAC in the CAC reader.

Election Period

N/A

Contact Information

*CAC required for login. Must use DREN- How to Access the DREN-VPN.pdf
GRB Platform
Contact:
Web-based application
Hours:
Available 24 hours a day, 7 days a week

Information Available

Make enrollment changes via CBC or GRB Platform.

• FEHB
• FEGLI
• TSP (Regular and Catch-up Contributions)
• View personal statement of benefits (cost of FEHB, value and cost of FEGLI, retirement annuity benefits)
• Calculate retirement annuity

Election Period

Contact Information

FEDVIP
BENEFEDS Customer Service at 877-888-3337
Hours:
Monday through Friday, 9 a.m. to 7 p.m., Eastern Time, except on Federal holidays
TTY:
877-889-5680

Information Available 

• Make enrollment changes to dental and vision insurance
• FEDVIP program information

Election Period

• 60 days from date of appointment.
• Election & changes can be made during the Benefits Open Season or in conjunction with a qualifying life event.

Contact Information

FEHB:
Contact:
Benefits Line at 888-320-2917
Hours:
Monday through Friday, 7:30 a.m. to 7:30 p.m., Eastern Time, except on Federal holidays
TTY:
866-328-9889

Information Available 

• Make enrollment changes to FEHB
• View personal statement of benefits (cost of FEHB)

Election Period

• 60 days from date of appointment.
• Election & changes can be made during the Benefits Open Season or in conjunction with a qualifying life event.
  
  
  

Contact Information

FEGLI
Contact:
Benefits Line at 888-320-2917
Hours:
Monday through Friday, 7:30 a.m. to 7:30 p.m., Eastern Time, except on Federal holidays
TTY:
866-328-9889

Information Available 

• Make enrollment changes to FEGLI
• FEGLI New Employees
• FEGLI Rehired Employees

Election Period

• Basic coverage is automatic; you have 60 days to elect optional coverage.
• Proof of insurability may be required for insurance changes after that time.
• There is no regularly scheduled Open Season.

Contact Information

Information Available 

• Make enrollment changes to FLTCIP
• FLTCIP program information
• 2024 Premium Rate Increase for Current Enrollees_.pdf

Election Period Applications for coverage under FLTCIP were suspended December 19, 2022

• 60 days from date of appointment (for abbreviated underwriting).
• After the first 60 days, you may apply using the full underwriting application. (OPM suspended new applications until 2024)
• There is no regularly scheduled Open Season.
•  

Contact Information

Flexible Spending Account:
Contact:
FSAFEDS Customer Service at 877-372-3337
Hours:
Monday through Friday, 9:00 a.m. to 9:00 p.m., Eastern Time, except on Federal holidays
TTY:
800-952-0450

Information Available 

• FSAFEDS is a program that allows federal employees to use pre-tax deductions to pay for eligible health care and dependent care expenses.
• Make enrollment changes to Health Care and Dependent Care FSA
•  

Election Period

• 60 days (or by October 1, whichever is earlier)
• Elections can be made during the Benefits Open Season or in conjunction with a qualifying life event.
• Current enrollees must remember to enroll each year to continue participating in FSAFEDS. Enrollment does NOT carry forward year to year.
• FSAFEDS benefit period is from January 1 of the current year through March 15 of the following year.
  
  

It's never too early to start planning for retirement. The Civilian Benefits Center offers several helpful resources to assist in understanding your retirement benefits and mapping a plan for your career as a federal employee.

• FERS
  
• OPM Retirement Quick Guide
• CSRS

As you approach the time for considering retirement there are some additional helpful resources.

• FERS - Voluntary Retirement Checklist
  
• CSRS - Voluntary Retirement Checklist

OCHR Retirement Portal: Access a wealth of easy-to-navigate retirement information at https://portal.secnav.navy.mil/orgs/MRA/DONHR/Benefits/Pages/default.aspx.
Simply click on a specific topic tile to learn more about that benefit!

It is recommended that contact be made with a Retirement Specialist through the Civilian Benefits Center (1-888-320-2917, navybenefits@us.navy.mil) to ensure you receive the most up-to-date information relative to your specific benefits.

Locally, there are two documents important to your retirement.  The first is a Retirement SF-52 and the second is the USNA Check-out sheet.  Once you know for certain the date you intend to retire, reach out to retirements-separations-group@usna.edu for further guidance.

Contact Information

TSP.gov site

Information Available 

Personal TSP information:

• Account balances
• Change distribution of TSP account balances among the investment funds
• Apply for a TSP loan
• Apply for a TSP inservice withdrawal
• Withdraw account after separation

Important Information on Pension Plan Contributions for 2026

• The contribution limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government's TSP maximum contribution limit has increased from $23,500 to $24,500.
• The catch-up contribution limit for employees aged 50-59, and 64 and over who participate in the federal government’s TSP has increased from $7,500 to $8,000. Elections will carry over each year unless you submit a new one.   
• Under a change made in SECURE 2.0, the higher catch-up contribution limit applies for employees aged 61, 62, 63, 64 who participate in the federal government’s TSP remains $11,250.
•  Calendar year 2026 has 27 pay dates. Employees who wish to contribute the $24,500 maximum, distributed evenly over 27 pay dates, should elect $908 per pay period. If eligible to make catch-up contributions, employees should elect to contribute $1,204 per pay period to reach the 2026 total contribution limit of $32,500. If eligible under the SECURE 2.0 act, employees should elect to contribute $1,325 per pay period to reach the maximum $35,750 limit.
• To distribute contributions equally over all 27 pay dates in 2026, employees should submit their election during the period of 30 November to 13 December 2025 using the GRB Platform at https://civbenefits.dc3n.navy.mil/.
• Automatically contribute 5% of basic pay, can change or cancel at any time.

Eligible Period

• If you’re a FERS or CSRS employee or a BRS member who began or rejoined federal service after October 1, 2020, your agency or service automatically enrolled you in the TSP, and 5% of your basic salary is deducted from your paycheck every pay period and deposited into the traditional balance of your TSP account1 unless you made a contribution election to stop or change your contributions. If you’re a BRS member who stopped your contributions during the year, you are automatically re-enrolled at 5% of your basic pay on January 1.
  
  If you’re a FERS or CSRS employee or a BRS member who began or rejoined federal service between August 1, 2010, and September 30, 2020, you were automatically enrolled at 3%.